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Until every Australian has eliminated every item, even the smallest, of unessential spending from his budget, labour and materials vitally needed for the war will be wasted.

Australia must have your savings to pay and clothe and feed fighting men and to buy them equipment. If you neglect to save, and spend as usual you deny the Government the full control it must have of the national reservoirs of manpower, machine output and raw materials.

Spend only on the things you must have to make you an efficient unit of a nation fighting for its survival. Let everything else wait until after the war when we will need free spending.

Lend everything you can save to the Government for the war. Through National Savings Bonds and War Savings Certificates, both of which are authorised Trustee investments, you are offered good interest. The security is Australia itself. The need is vital.

To-morrow won’t do—

Start Saving NOW!

Spend less and lend more.

Two methods of saving regularly and lending small amounts to Australia for the war are now available. These are National Savings Bonds and War Savings Certificates.

National Savings Bonds are issued in only one denomination, that is, £10. There is no limit to the number that any person may purchase.

National Savings Bonds will mature on September 1 5th, 1 952. They bear interest at 3 per cent, per annum, payable halfyearly. By arrangement interest may be paid into a banking account. The first interest payable is calculated from the date on which deposits and instalments are paid.

National Savings Bonds may be bought for cash or by instalments. If desired a deposit of 10 per cent, may be paid, and up to nine monthly instalments each of 10 per cent. Bonds may be bought through any Bank, Savings Bank, Money Order Post Office, or through a War Savings Group.

National Savings Bonds are free from State Income Tax. If desired, banks will accept Bonds for safe custody, the Commonwealth Bank from any person, and other banks from their customers.

NATIONAL SAVINGS BONDS

War Savings Certificates are available to the public in four denominations, £1, £5, £10 and £50. They are sold for 16/-, £4, £8 and £40. Certiffcates increase in value each year until seven years from date of issue when they mature at their face value.

War Savings Certificates may be bought at any Bank or Money Order Post Office or through War Savings Groups to a limit of £250 (face value) for any individual.

War Savings Certificates are free from Commonwealth and State Income Tax. Banks will hold them for safekeeping without charge. Certificates are an authorised trustee investment.

Any group of people, in a factory, an office, a church or a club may combine to conduct a War Savings Group. Ask the National Savings Organising Secretary at the Commonwealth Bank in your capital city for the necessary stationery, which is free.

Think twice before you spend once. Save and Lend!