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The relevance of financial education for retirement savings behaviour

Ntalianis, Michael and Wise, Victoria 2010, The relevance of financial education for retirement savings behaviour, International review of business research papers, vol. 6, no. 1, pp. 631-645.

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Title The relevance of financial education for retirement savings behaviour
Author(s) Ntalianis, Michael
Wise, Victoria
Journal name International review of business research papers
Volume number 6
Issue number 1
Start page 631
End page 645
Publisher World Business Institute
Place of publication Melbourne, Vic.
Publication date 2010-02
ISSN 1832-9543
Summary This paper was motivated by the growing literature that suggests that individuals fail to conform to rational economic behaviour when it comes to saving for retirement. A review of the relevant literature confirmed that many individuals fail to save for retirement in a rational way as prescribed by the Modigliani and Brumberg (1954) economic life-cycle model. Numerous studies show that many individuals exhibit irrational behaviour when it comes to planning and saving for retirement. The literature review identified that exposure to financial education programs can positively influence the planning and savings behaviour of retirement fund members.
Notes Reproduced with the kind permission of the copyright owner.
Language eng
Field of Research 150399 Business and Management not elsewhere classified
Socio Economic Objective 910108 Monetary Policy
HERDC Research category C1 Refereed article in a scholarly journal
Copyright notice ©2010, World Business Institute
Persistent URL http://hdl.handle.net/10536/DRO/DU:30025429

Document type: Journal Article
Collection: Deakin Graduate School of Business
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