<b>Objective</b>: Examine the cost of healthy food habits for welfare-dependent families in Australia.<br><br><b>Method</b>: A seven-day meal plan was developed, based on Australian public health recommendations, for two typical welfare-dependent families: a couple-family (two adults, two children) and a one-parent family (one adult, two children). The cost of the meal plan was calculated using market brand and generic brand grocery items, and total cost compared to income.<br><br><b>Results</b>: In Australia, the cost of healthy food habits uses about 40% of the disposable income of welfare-dependent families. Families earning an average income would spend only 20% of their disposable income to buy the same healthy food. Substituting generic brands for market brands reduced the weekly food cost by about 13%. This is one of few economic models to include generic brands.<br><br><b>Conclusion</b>: Compared with average-income Australian families, healthy food habits are a fiscal challenge to welfare-dependent families.<br><br>Implications: These results provide a benchmark for economic and social policy analysis, and the influence disposable income has on prioritising healthy food habits.<br>