Financial structure and policy of Australia's retirement system

Wise, Victoria and Ntalianis, Michael 2011, Financial structure and policy of Australia's retirement system, Banks and bank systems, vol. 6, no. 2, pp. 15-22.

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Title Financial structure and policy of Australia's retirement system
Author(s) Wise, Victoria
Ntalianis, Michael
Journal name Banks and bank systems
Volume number 6
Issue number 2
Start page 15
End page 22
Total pages 8
Publisher Business Perspectives
Place of publication Sumy, Ukraine
Publication date 2011-06
ISSN 1816-7403
Keyword(s) ageing population
financial systems
Australian retirement policy
Summary Inoreasing life expectancies for both males and females in the Asia-Pacific region have resulted in an ageing population. Given an ageing p'opulation, adequate income is of increasing importance to people who will experience longer periods in retirement. This paper provides an overview of the structure of the Australian retirement system which includes a means-tested government provided age pension, retirement savings and voluntary savings. Despite policy Initiatives to boost retirement savings and income, it is concluded that due to the relative immaturity of this system it will fail to provide many community groups (baby-boomers, females, low income earners, long-term unemployed, part-time workers) with an adequate retirement income.
Language eng
Field of Research 150399 Business and Management not elsewhere classified
Socio Economic Objective 900103 Superannuation and Insurance Services
HERDC Research category C1 Refereed article in a scholarly journal
Copyright notice ©2011, Publishing Company "Business Perspectives"
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Document type: Journal Article
Collections: Faculty of Business and Law
Deakin Business School
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