Private Health Insurance Status and Utilisation of Dental Services in Australia

Hopkins, Sandra, Kidd, Michael and Ulker, Aydogan 2013, Private Health Insurance Status and Utilisation of Dental Services in Australia, Economic Record, vol. 89, no. 285, pp. 194-206, doi: 10.1111/1475-4932.12040.

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Title Private Health Insurance Status and Utilisation of Dental Services in Australia
Author(s) Hopkins, Sandra
Kidd, Michael
Ulker, AydoganORCID iD for Ulker, Aydogan
Journal name Economic Record
Volume number 89
Issue number 285
Start page 194
End page 206
Total pages 13
Publisher Wiley-Blackwell Publishing Asia
Place of publication Richmond, Vic.
Publication date 2013-07
ISSN 0013-0249
Keyword(s) Private health insurance
Dental services
Summary This article focuses on the relationship between private insurance status and dental service utilisation in Australia using data between 1995 and 2001. This article employs joint maximum likelihood to estimate models of time since last dental visit treating private ancillary health insurance (PAHI) as endogenous. The sensitivity of results to the choice between two different but related types of instrumental variables is examined. We find robust evidence in both 1995 and 2001 that individuals with a PAHI policy make significantly more frequent dental consultations relative to those without such coverage. A comparison of the 1995 and 2001 results, however, suggests that there has been an increasing role of PAHI in terms of the frequency of dental consultations over time. This seems intuitive given the trends in the price of unsubsidised private dental consultations. In terms of policy, our results suggest that while government measures to increase private health insurance coverage in Australia have been successful to a significant degree, that success may have come at some cost in terms of socio-economic inequality as the privately insured are provided much better access to care and financial protection.
Language eng
DOI 10.1111/1475-4932.12040
Field of Research 140208 Health Economics
Socio Economic Objective 920402 Dental Health
HERDC Research category C1 Refereed article in a scholarly journal
ERA Research output type C Journal article
Copyright notice ©2013, Wiley-Blackwell Publishing Asia
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